How Much Does a Chiropractor Cost Without Insurance?

How Much Does a Chiropractor Cost Without Insurance?

The cost of a chiropractor visit without insurance can range widely, typically between $100 to $300 per session. The exact price depends on the location, the chiropractor’s experience, and the services or treatments you need.

Assume you wake up one morning, and as you get out of bed, you feel an unexpected twinge in your back.

You try to shrug it off, hoping it’s nothing serious, but the discomfort persists throughout the day.

A friend suggests seeing a chiropractor.

It sounds like a good idea, but there’s just one hitch – you don’t have health insurance.

You start to wonder how much a chiropractor will cost without insurance.

We’re here to answer this question.

Join us as we delve into the chiropractor costs without insurance.

Does Insurance Cover the Cost of a Chiropractor Visit?

Yes, sometimes it does. But not always. It depends on the insurance plan. Some insurance plans cover chiropractic care. Others do not. Ensure to verify with your insurance company.

What if you don’t have insurance?

How much will you pay? The price may be high.

It can be between $100 to $300 for each visit.

It depends on many things. The place you live can affect the cost. City living is often more expensive. A rural area might be cheaper.

The chiropractor’s experience also matters. More experienced chiropractors usually charge more. The type of treatment you need also affects the price. Some treatments cost more than others.

The cost of a chiropractor without insurance can be high. But it may be worth it. A chiropractor can help ease your back pain.

So, think about your options carefully.

Chiropractor Cost with Insurance

If you have insurance, the cost to see a chiropractor may be less. You may pay only $60 to $200 per visit.

The price depends on what your insurance covers. With insurance, you often pay less.

But remember, not all insurance plans cover this. You must check your plan.

If it covers, you can save up to $30 per visit. If it doesn’t, you will pay more.

So, it’s good to have insurance. It can lower your cost.

Chiropractor Costs Without Insurance in the US

Chiropractor Costs Without Insurance

Chiropractor costs vary in the US. Prices depend on where you live. In big cities, the cost of a chiropractor could be high. Sometimes, you might need to pay up to $300 per visit.

It’s cheaper in smaller towns or rural areas. You will pay between $100 and $200 per visit there, so where you live matters a lot.

Knowing the average costs across different states is helpful when considering chiropractic care in the United States.

The table below shows the approximate expenses for chiropractic services in various locations.

State Average Cost Range per Session
California $90 to $200
New York $90 to $130 (NYC)
Texas $70 to $140
Colorado $70 to $110
Illinois $75 to $115
Pennsylvania $65 to $95
Ohio $70 to $105
Florida $70 to $100
Georgia $80 to $120
Arizona $65 to $100

Chiropractor Costs without Insurance in the United States

Remember that these figures represent a general range; actual costs may vary based on specific cities or individual chiropractic practices within each state.

Factors Influencing the Cost of Chiropractic Care

Several things can affect the cost of chiropractic care. Here are some:

  • Location: As we have seen, where you live can change the price. For example, cities can be more expensive than rural areas.
  • Experience: The more experienced a chiropractor, the more they might charge.
  • Treatment Type: Some treatments cost more than others. It might be more expensive if you need a special kind of treatment.
  • Number of Visits: Sometimes, one visit is not enough. You may need to go back several times. This can add to the total cost.
  • Additional Services: Some chiropractors offer extra services. For example, they might give massages or acupuncture. These services can add to the cost.

Remember, the price can be high. But it might be worth it if it helps reduce your pain.

So, think carefully before you decide.

Chiropractor Cost by Its Type

When it comes to chiropractic care, there are different types of chiropractors that specialize in specific areas.

The cost of each type may vary depending on their expertise and the services they offer.

Let’s look at some common types of chiropractors and their associated costs.

Webster Certified Chiropractor

A Webster-certified chiropractor is trained to work with pregnant women and help them manage any discomfort or pain in their back, hips, or pelvis during pregnancy. The cost of a visit to this type of chiropractor can range from $100 to $300 per session.

Car Accident Chiropractor

A car accident chiropractor specializes in treating injuries related to car accidents, such as shoulder and neck pain. The cost of a visit to this type of chiropractor can range from $100 to $300 per session.

Breech Baby Chiropractor

A breech baby chiropractor works with pregnant women whose babies are in the breech position (feet first instead of head first). They use specific techniques to help turn the baby into the correct position for birth. The cost of a visit to this type of chiropractor can range from $100 to $300 per session.

Lateral Pelvic Tilt Chiropractor

A lateral pelvic tilt chiropractor specializes in treating issues related to the misalignment of the pelvis, which can cause pain and discomfort in the hips, lower back, and legs. The cost of a visit to this type of chiropractor can range from $100 to $300 per session.

Pediatric Chiropractor

A pediatric chiropractor is trained to work with children and help with issues such as ear infections, colic, and developmental delays. The cost of a visit to this type of chiropractor can range from $50 to $200 per session.

The cost of chiropractic care can vary greatly depending on your location, the type of treatment you need, and the chiropractor’s expertise.

Researching and comparing prices before choosing a chiropractor that is right for you is essential.

Cost of Chiropractic Care by Type of Adjustment

getting chiropractic care without insurance

Chiropractic care involves various techniques and adjustments to help alleviate pain and improve overall health.

The cost of each type of adjustment may vary depending on the chiropractor’s expertise, location, and additional services offered.

Look closely at some common types of chiropractic adjustments and their associated costs.

Full Body Adjustment

A full-body adjustment is when a chiropractor manipulates and adjusts the spine and joints throughout the entire body. Depending on the location, this adjustment can range from $60 to $200 per session.

Shoulder Adjustment

A shoulder adjustment focuses on manipulating the bones and muscles in the shoulders, which can help relieve pain and tension caused by stress or injury. The cost of a shoulder adjustment can range from $40 to $100 per session.

Chest Adjustment

A chest adjustment involves manipulating the vertebrae in the chest area to alleviate pain and improve lung function. This type of adjustment can range from $50 to $150 per session, depending on the severity of the condition.

Pelvic Adjustment

A pelvic adjustment is used to manipulate the bones and muscles in the pelvis, which can help with lower back pain, hip pain, and other related issues. The cost of a pelvic adjustment can range from $50 to $200 per session.

Wrist Adjustment

A wrist adjustment is mainly used to treat carpal tunnel syndrome or other wrist-related issues. The cost of a wrist adjustment can range from $40 to $80 per session.

Remember, the cost of each type of adjustment may vary depending on various factors. Discussing your treatment plan and associated costs with your chiropractor before starting any sessions is essential.

Chiropractor Costs by Therapy

chiropractic therapy without health insurance coverage

Aside from adjustments, chiropractors may offer various therapies to help with pain management and overall wellness.

Below are some standard therapies offered by chiropractors and their associated costs.

Pressure Point Therapy

Pressure point therapy, also known as trigger point therapy, involves applying pressure to specific areas of the body to relieve muscle tension and pain.

The cost of a pressure point therapy session can range from $30 to $100, depending on the duration and location.

Electric Therapy

Electric therapy, also known as electrotherapy or TENS (transcutaneous electrical nerve stimulation), uses low-voltage electric current to alleviate pain and promote healing.

The cost of an electric therapy session can range from $50 to $100, depending on the duration and location.

Deep Tissue Massage

A deep tissue massage involves applying pressure to deeper muscle and connective tissue layers to relieve tension and pain.

The cost of a deep tissue massage session can range from $60 to $120, depending on the duration and location.

Red Light Therapy

Red light therapy uses low-level red wavelengths to stimulate cell regeneration and promote healing.

This type of therapy can treat various conditions, such as inflammation, wound healing, and joint pain.

The chiropractic light therapy session can range from $20 to $80, depending on the duration and location.

Drop-Table Technique

The drop-table technique involves using a specialized chiropractic table that drops sections of the table to facilitate adjustments and align the spine.

The cost of a drop-table technique session can range from $50 to $150, depending on the location and additional services offered.

When Should You Consider Getting Insured to Receive Chiropractic Care?

Some essential factors exist when deciding if chiropractic care insurance is worth considering.

These include:

Your health

If you experience chronic pain or discomfort or have pre-existing conditions, having insurance for chiropractic care can be beneficial.

It provides a natural and gentle approach to managing these issues while reducing the financial burden.

Your lifestyle

For those who lead active lifestyles or participate in sports, having insurance for chiropractic care can be highly beneficial.

It can improve flexibility and mobility, helping you perform at your best.

Your age

As we get older, joint pain and stiffness may become more prevalent.

Chiropractic care has been proven effective in managing these symptoms, making insurance a valuable consideration for individuals over 40.

Your occupation

If your job involves repetitive or strenuous movements that strain your body, chiropractic care can provide relief.

This includes professions such as assembly line workers and office professionals who often experience back pain.

The cost

Without insurance coverage, the cost of regular chiropractic sessions can add up quickly.

If you anticipate needing frequent treatment, having insurance for chiropractic care can be a more cost-effective option in the long run.

By evaluating your health, lifestyle, age, occupation, and potential costs, you can decide whether or not to invest in chiropractic care insurance.

Ways to Afford Chiropractor Costs Without Insurance

When to Consider Getting Insured in Order to Receive Chiropractic Care?

Paying for chiropractic care out-of-pocket might seem daunting, but several strategies can make it more affordable, even without insurance.

Package Deals

Many chiropractors offer package deals where you can buy multiple sessions at once for a lower price per session. This is a cost-effective option if you plan on having various treatments.

Payment Plans

Some chiropractors offer payment plans that allow you to pay for your treatment over time. This can make the cost more manageable by spreading it over several months.

Sliding Scale Fees

Some chiropractors offer sliding scale fees based on your income. If you have a lower income, you might be able to pay less for your treatment.

Health Savings Accounts (HSAs) or Flexible Savings Accounts (FSAs)

If you have an HSA or FSA, you can use it to pay for chiropractic care. These accounts allow you to use pre-tax dollars to pay for eligible healthcare expenses, saving you money.

Negotiate Rates

Don’t be afraid to negotiate rates with your chiropractor. They might be willing to lower their rates for you, especially if you’re paying out-of-pocket.

Remember to ask about these options during your initial consultation with a chiropractor.


1. Can I use insurance for chiropractic care?

Most health insurance companies cover at least a portion of chiropractic care. Check with your insurance company for more information about what is covered under your policy.

2. What types of treatments does a chiropractor offer?

Chiropractors use various techniques to adjust the spine, including manual manipulation, electrical stimulation, therapeutic massage, and ultrasound therapy.

3. Are chiropractic treatments safe?

Chiropractic treatments are generally considered safe when performed by a licensed chiropractor. However, as with any medical treatment, there is always the potential for complications or side effects. Talk to your doctor about the best course of action for you.

 4. How often should I see a chiropractor?

It depends on the individual and their condition. Some patients may need to visit a chiropractor several times a week, while others may only see one or two times a month for maintenance care. Your doctor can help you determine an appropriate schedule for your needs.

Wrapping Up

The cost of a chiropractor without insurance can vary greatly, depending on the type of treatments and therapies you require. However, you can make chiropractic care more affordable with innovative strategies like package deals, payment plans, or negotiating rates.

Remember, investing in your health can save you from potential health issues. Don’t let the cost deter you from seeking the care you need.

For more insights and tips on navigating chiropractor costs, explore our other blog posts at Chiropric.

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